The Real Estate industry continues to grow, expand and change – but its core set of risk management issues remain. Mesirow Financial's Real Estate Insurance Practice has more than 30 years of experience crafting insurance protection for your community. We understand the unique risks facing those in the real estate industry and whether it's placing insurance protection for high-risk properties in natural hazard zones, streamlining the administration of large real estate portfolios or developing wrap up programs for construction projects – we have the experts you can trust.

Protecting all Facets of the Real Estate Community
We work with a diverse blend of representation from the industry, including:

• Developers
• Property management firms
• Institutional real estate portfolios
• Real estate investment trust portfolios (REITS)
• Facility managers
• Commercial office buildings
• Habitational properties
• Industrial buildings

Diverse Resources to Meet all Your Insurance Needs
When you work with Mesirow Financial, you have access to a professional service team with niche areas of expertise. By combining the expertise and talent of our professionals we are able to develop a well-rounded, comprehensive risk management program that incorporates numerous disciplines of insurance.

We deliver solutions in the areas of:

• Property coverage
• General liability
• Automobile liability
• Workers' compensation
• Umbrella and excess liability
• Directors & officers liability
• Contract lease review for construction projects
• Fiduciary liability
• Surety bonds
• Employee benefits
• ISO rate review
• Allocation methodology
• Employment practices liability
• Marshall and Swift replacement cost evaluations

Taking Your Insurance Program to the Next Level
Our professionals go beyond simply negotiating and placing insurance coverage. Our breadth of risk management services add value to your organization and facilitate the day-to-day aspects of your insurance program.

Loss Control Services
Our loss control experts evaluate your business to identify potential risks and develop safety training and prevention methods that can reduce the chance of a loss. Our services include:

• Property assessments
• Safety program development and evaluation
• OSHA compliance
• Loss trend analysis
• Accident investigation programs

Claims Management
We become your advocate for settling claims in a quick and efficient manner. Our claims experts provide technical insight and expertise that can reduce the financial impact of a loss on your budget. Our services include:

• Claim audits
• Coverage analyses
• Claim status updates
• Claim reporting
• Subrogation assistance
• Litigation management

Captive Management
Our proprietary general liability captive is exclusive to the real estate industry. Additionally, Mesirow Financial has a workers' compensation captive that is open to a variety of industries, real estate included.

We evaluate the feasibility of your program to utilize a captive. If the opportunity exists, we can guide you from the beginning of the process, through formation and monitoring of the captive.

Financial Risk Management
Through analytical, actuarial and financial analyses, we quantify the impact of varying risk financing mechanisms on your bottom line. Our goal is to help you better understand the cost of risk and risk transfer, and to develop cost-effective insurance programs. Our experts provide assistance in the areas of:

• Cost of risk allocation
• Loss forecasts
• Variability analysis
• Retention analysis