Designing an appropriate mix of asset classes is a key part of Mesirow Financial's investment process. By allocating your investment dollars among a carefully chosen mix of asset classes, we aim to help you maximize your return potential while managing your exposure to investment risk.

The following issues are factored into determining an appropriate asset allocation:

• Investment time horizon
• Performance objectives
• Tax considerations*
• Risk tolerance
• Income needs
• Liquidity requirements

Studies of investment performance have consistently shown that asset allocation is the single most important determinant of a portfolio's return potential.

Determinants of Portfolio Performance

Source: Brinson, Singer, Beebower, "Determinants of Portfolio Performance II: an Update," Financial Analysts Journal, May-June 1991