Mesirow Financial's innovative target maturity methodology yields portfolios with improved probability of maximizing wealth and lower probability of outliving ones savings relative to other target maturity portfolio providers.
A critical component of any target maturity portfolio is its equity glide-path, the path that the portfolio's equity allocation will follow as the portfolio moves closer to its target date. Common strategies for constructing this glide-path are somewhat arbitrary and rarely address the issue of longevity risk. In contrast, our methodology rests on a more realistic perspective of the long-term risk of various asset classes when investing for retirement and beyond.
Our target maturity methodology is designed to assist you in meeting three important goals:
- To maximize the cumulative return of the portfolio throughout an investor's lifetime
- To reduce the variation in cumulative return (wealth level) of the portfolio
- To reduce longevity risk, or the risk that an investor will outlive their savings

