Life and Disability

Insurance Disclosure Information

Insurance services offered through Mesirow Insurance Services, Inc.

Insurance proposals issued by Mesirow Insurance Services, Inc., are outlines of coverage offered by insurers. Mesirow Insurance Services, Inc., relies upon information provided by clients/prospects when preparing these proposals. If changes need to be made, please notify our office immediately. All changes are subject to review and acceptance by the insurance company. Proposals do not constitute a contract and do not include all the terms, coverage, exclusions, limitations or conditions of the actual contract language. The policies themselves must be read for those details. For your reference, policy forms will be made available upon request.

In addition to the fees and/or commissions retained by Mesirow Insurance Services, Inc., it is understood and agreed that other parties, such as excess and surplus lines brokers, wholesalers, underwriting managers, and similar parties, may earn and retain usual and customary commissions and/or fees in the course of providing insurance products.

As is common practice in the industry, Mesirow Insurance Services, Inc. has entered into arrangements with certain insurance carriers and wholesale brokers providing for compensation, in addition to commissions, to be paid to Mesirow Insurance Services, Inc. based on several factors, including the volume of premium and/or underwriting profitability of the insurance coverage written through our firm by those carriers. This additional compensation may include non-cash awards and other benefits. The insurance coverage you purchase through Mesirow Insurance Services, Inc. may be issued by an insurance carrier who has such an agreement with our firm. Should you have specific questions concerning such compensation, please contact your Mesirow Financial executive.