Following is a list of some of the major factors that underwriters look for while evaluating life insurance coverage. Please contact your Mesirow Financial representative for additional information.

• Blood Pressure
  Elevated (above the preferred criteria) without treatment: 140/85 (ages 18-50) and 145/90 (ages 51-70)



• Cholesterol
  Elevated up to 250 (ages 18-50) and up to 270 (ages 51-70); cholesterol ratio up to 5 (ages 18-50) and 5.5 (ages 51-70)



• Personal History
  No personal history of cancer, coronary artery disease, TIA (Transient Ischemic Attack), CVA or diabetes



• Family history
  No death of parent or sibling prior to age 60 from coronary artery disease or cancer



• Alcohol/drug abuse
  No abuse or treatment within the past 10 years



• Motor Vehicle Record (MVR)
  No driving while intoxicated or reckless driving conviction within the last five years; no more than one conviction ever



• Moving Violations
  Maximum of two violations within the last two years



• Sport/Avocation/Aviation
  No ratable activities



• Obesity
  Pay special attention to height and weight