Insurance Disclosure Information

Insurance services offered through Mesirow Insurance Services, Inc.

Insurance proposals issued by Mesirow Insurance Services, Inc., are outlines of coverage offered by insurers. Mesirow Insurance Services, Inc., relies upon information provided by clients/prospects when preparing these proposals. If changes need to be made, please notify our office immediately. All changes are subject to review and acceptance by the insurance company. Proposals do not constitute a contract and do not include all the terms, coverage, exclusions, limitations or conditions of the actual contract language. The policies themselves must be read for those details. For your reference, policy forms will be made available upon request.

In addition to fees, commissions or other compensation retained by Mesirow Insurance Services, Inc. ("MIS"), it is understood and agreed that other parties, such as surplus lines brokers, administrators and similar parties, may earn and retain usual and customary commissions and/or fees in the course of providing insurance products.

As is common practice in the industry, MIS has entered into arrangements with certain insurance carriers, wholesale brokers and administrators providing for compensation, in addition to commissions and fees, to be paid to MIS based upon various factors, including, but not limited to, premium volume, underwriting profitability, the number of covered lives and persistency with the insurer, wholesale broker or administrator through which the policies are underwritten. This additional compensation may include non-cash awards and other benefits. The insurance coverage you purchase through MIS may be issued by or through an insurance carrier, wholesale broker or administrator who has such an agreement with our firm. Additionally, MIS may receive fees from premium finance transactions. Should you have specific questions concerning such compensation, please contact your MIS executive.