Insurance Disclosure Information

Insurance services offered through Mesirow Insurance Services, Inc.

Insurance proposals issued by Mesirow Insurance Services, Inc., are outlines of coverage offered by insurers. Mesirow Insurance Services, Inc., relies upon information provided by clients/prospects when preparing these proposals. If changes need to be made, please notify our office immediately. All changes are subject to review and acceptance by the insurance company. Proposals do not constitute a contract and do not include all the terms, coverage, exclusions, limitations or conditions of the actual contract language. The policies themselves must be read for those details. For your reference, policy forms will be made available upon request.

In addition to fees, commissions or other compensation retained by Mesirow Insurance Services, Inc. (“MIS”), it is understood that in some circumstances other parties necessary to arrange placement of coverage may earn usual and customary commissions and/or fees in the course of providing insurance products.

In addition, as is a common practice in the industry, MIS benefits from programs implemented by certain insurers, wholesale brokers (property & casualty) and administrators (benefits) providing for compensation, in addition to commissions and fees, to be paid to MIS based upon differing factors. This additional compensation may include non-cash awards and benefits. The insurance you purchase through MIS may be issued by an insurer, wholesale broker (property & casualty) or administrator (benefits) who has such a program. Further, MIS may receive fees from premium finance transactions (property & casualty). Additionally, MIS may share non-identifiable commercial insurance program data with third-parties for benchmarking purposes (property & casualty). Should you have specific questions concerning MIS’ compensation or data sharing, please contact your MIS executive.